Secure Payments – Hypershell.co.uk

Secure Payments

🔒 Your payments are 100% secure
We use industry-leading security protocols to protect your payment information when shopping on hypershell.co.uk

We use SSL (Secure Sockets Layer) protocol to encrypt transactions between your browser and Stripe servers when taking orders as well as when managing or creating your customer account. To check that this protocol is active, you should see https:// in your browser’s address bar.

No one can access information relating to your bank card during payment. This data (number, security code and expiry date) is never stored by hypershell.co.uk.

Payment Methods

Hypershell.co.uk uses STRIPE, the secure payment solution certified PCI DSS Service Provider Level 1, trusted by millions of businesses worldwide.

With STRIPE, you benefit from the following guarantees:

Your data is 100% secure:
Your credit card transactions are handled directly on STRIPE’s SSL platform, secured by encryption technologies (256-bit key) and authentication.

A payment platform certified by VISA and MASTERCARD 3D Secure:
STRIPE has obtained PCI DSS certifications from Visa and MasterCard, which require the strictest control of financial data held, processed and transmitted.

Data Encryption

SHA-256 encryption secures all purchase data that passes through the Stripe platform, providing bank-level security for your transactions.

For the security of our customers, at no time are your credit card numbers communicated to us, so they are never stored by our teams or our servers.

The payments you make on our hypershell.co.uk website are secured with our partner STRIPE, one of the world’s most trusted payment processors.

What is 3D Secure?

3D Secure (or 3DS) protects merchants and buyers against fraudulent use of credit cards by adding a second level of security when completing a payment.

After entering your banking details, you are redirected to your bank’s website and must confirm that you are the cardholder used for payment via an authentication method: code sent by SMS, mobile app notification, or biometric verification for example.

Strong Customer Authentication (SCA)
In compliance with UK and EU regulations, we implement Strong Customer Authentication for enhanced payment security, which may require additional verification steps for your protection.

What is the advantage of 3D Secure?

3D Secure is an essential preventive measure against the risk of card fraud since potential fraudsters will find their task significantly complicated by this second level of authentication.

It is proven that 3D Secure reduces the rate of non-payment related to fraud, providing additional protection for both merchants and customers.

How is data protected?

When you make a purchase on our website via STRIPE, you are directed to a STRIPE payment page that is fully secured using the HTTPS protocol. The payment process is therefore carried out directly on STRIPE’s secure server.

Sensitive data, such as your credit card number and expiry date, is fully encrypted and protected using TLS protocol to prevent information exchanged from being intercepted in clear text by a third party during the transaction.

Card numbers are encrypted instantly and are not accessible by STRIPE merchants.

Furthermore, STRIPE does not retain card numbers and relies on a secure infrastructure that complies with the international PCI-DSS standard. To learn more about this standard, visit the PCI Security Standards Council.

All STRIPE website pages, as well as transmission links, are secured with TLS and benefit from an Extended Validation security certificate.

What are SSL and TLS?

The acronyms SSL (“Secure Socket Layer”) and TLS (“Transport Layer Security”) are security protocols designed to ensure the confidentiality of information exchanged on the Internet between applications and users. These technologies therefore allow your credit card information to be transmitted in a completely secure manner.

TLS is a newer, more secure version of SSL. It consists of two layers: the TLS Record Protocol and the TLS Handshake Protocol.

The first layer provides a secure connection through methods such as AES (Advanced Encryption Standard). It can also be used without encryption for non-sensitive data.

The second layer allows the server and computer to identify each other and then choose together an encryption algorithm and secret keys before starting to send data or messages to each other.

Payment Security Features

🛡️ PCI DSS Level 1 Compliance
The highest level of payment security certification, ensuring your card data is protected to banking standards.
🔐 256-bit SSL Encryption
Military-grade encryption protects your data during transmission, making it virtually impossible to intercept.
🏦 Direct Bank Processing
Your payment goes directly to your bank through secure channels, never stored on our servers.
🛂 Strong Customer Authentication
Multi-factor authentication ensures only you can authorise payments on your cards.

Accepted Payment Methods

We accept all major payment methods for your convenience:

  • Credit & Debit Cards: Visa, Mastercard, American Express
  • Digital Wallets: Apple Pay, Google Pay, PayPal
  • Bank Transfers: Secure online banking (UK banks)
  • Buy Now, Pay Later: Klarna, Clearpay (subject to approval)

Fraud Prevention

We employ advanced fraud detection systems to protect against unauthorised transactions:

  • Real-time transaction monitoring
  • Machine learning fraud detection
  • Velocity checking and risk scoring
  • Address and postcode verification

Your Security Rights

Under UK consumer protection laws, you have additional rights when paying online:

  • Chargeback rights: Dispute unauthorised transactions
  • Section 75 protection: Additional protection for credit card purchases over £100
  • Data protection: Right to know how your payment data is processed
  • Secure processing: Right to secure payment processing

Contact Us About Payment Security

If you have any questions about payment security or experience any issues:

  • Email: contact@hypershell.co.uk
  • Subject: Payment Security Enquiry
  • Response time: Within 24 hours

This payment security information applies to hypershell.co.uk and complies with UK and international payment security standards.